Page 9 - SPBD Dec 2021
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SPBD Fiji 2020                                                                           SPBD Fiji 2020











                                              SPBD’s Impact





                               Disbursed                                                    55,000

                            US$200M                         85,000


                    in loans to deserving          micro-entrepreneurs
                women micro-entrepreneurs                 served                    Savings Accounts
                      (as of August 2021)              since 2000



                                                                                Serving 5 Countries
                             29,000                        US$19.4M                   1,500+


                                                                                   Village Groups
                                                     Outstanding
                       Active Loans                 Loan Portfolio                   55,000
                                                      2020 Year End                   Members




            income and spending, as well as saving money      development organisations throughout the
            and budgeting.                                    South Pacific.

            In addition to Financial Education, SPBD also     From one office, on one island, in one country,
            delivers business plan training and weekly        SPBD now operates 16 offices on 31 islands in
            Business Tips modules to members. The             five countries. We will continue to expand within
            Business Tips topics covered range from           our existing markets as well as to new countries,
            inventory management to customer service to       bringing more access to finance to more
            negotiating with suppliers.                       deserving micro-entrepreneurs. And we will
            SPBD delivers its financial and non-financial     grow and scale the network in a sustainable way,
            products and services through weekly centre       ensuring we remain permanent entities in each
            meetings in rural villages across the South       country so that we can support our members in
            Pacific. Through our field staff, we engage with   the long run.
            each of our members once per week in their        Key to SPBD’s success is growing our loan
            village. Each of our field (loan) officers spends   portfolio. The loan portfolio grew consistently
            more than 600 hours in the field with our         from US$4.1 million in 2011 to US$19.4 million
            members annually.                                 in 2020 – a 10-year Compounded Annual
                                                              Growth Rate (CAGR) of 17 percent. The loan
                                                              portfolio is our largest asset, and the results
            Building the institution: The growth of the       clearly show that SPBD is becoming a larger and
            SPBD network                                      more capable organisation.
            SPBD’s vision is to create a network of financially   Growing the loan portfolio while maintaining
            self-sufficient and scalable micro-enterprise     strong loan portfolio quality is also critical to


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