Page 10 - SPBD Dec 2021

SPBD Fiji 2020
SPBD Fiji 2020
SPBD Fiji 2020 SPBD Fiji 2020

SPBD Financed Micro-Businesses

FOOD NON-FOOD

Food-Related Goods Production Retail Trade Services

Agriculture/Crops Clothing & Textile Retail Shops/ Transportation
Production Convenience Stores
Vegetable & Fruit Gardens Accommodation
Sewing Market Vendors &
Plantation/Crops Flea Market Entertainment &
Fabric Printing Recreation
Animal/Livestock Carpentry,
Handicraft & Tapa Construction, Repair
Pig Raising/Selling Production & Maintenance

Chicken/Egg Handicrafts Salons & Personal
Farming & Selling Services
Tapa
Other Weaving Internet Cafes
Other Services
Fish & Seafood
Other Production
Food Processing
& Selling BBQ/Cooked Food
Food/Food Stalls

Restaurant
Bakery
Food Delivery
Kava

institutional sustainability. their families. At the end of 2020, the SPBD
The SPBD network’s consolidated portfolio consolidated network OSS was 122 percent,
quality is excellent. Portfolio at Risk (PAR) > signifying that SPBD’s revenue covers costs
30 days remains consistently below 2 percent incurred in providing our products and services.
demonstrating the strength of the systems and
processes instilled across the network. Supporting local economies in the South Pacific
SPBD’s asset growth mirrors the growth of SPBD supports local economies through our
SPBD’s loan portfolio, as the outstanding loan various roles – specifically as:
portfolio represents the largest asset on the
balance sheet. 1. a financial services provider supporting micro/
SME businesses,
As a network, SPBD’s revenue also grew
consistently, with a 10-year CAGR of 20 percent. 2. an employer, and
Growth in revenue stems from increasing 3. a local business.
outreach to new members in existing and
new markets, increasing financing to existing In our role as employer, SPBD provides
members as their business needs grow, and exceptional employment opportunities to 171
launching new products and services. staff members. A career with SPBD means stable
employment, competitive wages and benefits,
Attaining Operational Self-Sufficiency (OSS) internal and external training opportunities and
is also an important metric to ensuring that, excellent career advancement both domestically
as an organisation, SPBD maintains its staying and internationally. SPBD supports employment
power and will be around in the long term to for locals – more than 98 percent of our staff
support tens of thousands of members and are local Pacific Islanders. SPBD paid US$10.7

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