Page 48 - Islands Business September 2023
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SPBD                                                                                                                 SPBD



                           THE SUCCESS BEHIND SPBD’S

                                      LAUTOKA BRANCH


          Nadi, Lautoka and Ba are some of
         Fiji’s bustling spots for tourism, and
         microfinance company, South Pacific
         Business Development (SPBD) has
         helped build and maintain thriving
         women-owned businesses in these
         areas. Rohit Goundan, Team Leader
         for SPBD’s Lautoka Branch explains
         the success behind the branch’s
         performance in the first half of 2023.   Rohit Goundan, Team Leader,
                                       SPBD Lautoka Branch
                                                             Aslam Khan (middle, right) with SPBD Financial Education Facilitators of SPBD’s
          Please explain the structure of SPBD’s Lautoka Branch.  Lautoka Branch
          There are 55 centres that come under the SPBD Lautoka
         Branch. These centres are located in the Nadi-Lautoka-Ba   Who are some best performing centre members that are
         areas. At the branch, we have four Centre Managers: Esekaia   part of SPBD’s Lautoka Branch?
         Koroivaibau, Jonetani Nawaikamakama, Usaia Bogirua and me;   We have got a good number of centre members with
         and we have one Branch Finance Administration Assistant,   businesses that are performing very well. Some of these
         Naomi Kuli.                                         members are Makelesi Naulu Satala and Ilisapeci Cilavisiga
                                                             from Namoli Vou Centre. Makelesi runs a catering business
          What training has been done at SPBD’s Lautoka Branch?   while Ilisapeci sells food packs and kava to earn her living and
          In July, we had a three-day training for our Micro, Small and   is looking to start a handicraft business as well. Other high
         Medium Enterprises (MSMEs). It was facilitated in collaboration   performing members are based at Tomuka Centre and Nakavu
         with the Ministry of Trade, Co-operatives, SMEs and   Centre. Miriama Degei from Nakavu Centre who runs multiple
         Communications (MTCSMEC), and Aslam Khan was the trainer.   businesses, helped SPBD reach its US$250 million loan
         Financial Education Facilitators (FEFs) from 30 SPBD centres   disbursement milestone in July this year.
         in the Nadi-Lautoka-Ba areas attended. Most of these centre   For the upcoming SPBD awards, we have nominated two
         members are dairy farmers, market vendors, canteen owners,   centres who are part of SPBD’s Lautoka Branch. Nakavika
         caterers, as well as tailors. They also sell kava, food packs, pastry,   Centre in Ba has been nominated for two awards (Best Centre
         fish and other seafood.                             and Best Centre Chief – Mere Leba Caginitoba) and Nakavu
          The outcomes were really good. We visited the members at   Centre in Nadi has been nominated for two awards (Best Centre
         their respective centres after the training and they said that the   and Best Saver – Ananaiasa Naucukidi).
         training was very informative. They have understood the ways   It’s also important to mention that we’ve opened some new
         of doing business and making it successful. In the past, they   centres in Votua, Nasolo, Nailaga, Navau, Maururu, Joritani,
         would run their businesses with limited knowledge and support,   Namoli, Namotomoto, Yavusania, Namulomulo, Naviyago,
         but since that training, they have discussed and shared with   Nawakalevu, Kerebula, Emua, Natalau, Nabare, Korobebe and
         other centre members the important knowledge and skills they   Nakurakura. They are performing well in their savings, centre
         were taught such as business registration, cash flow statement   funds and group funds and in their individual businesses. They
         and bookkeeping.                                    are making payments on time, every week. All 55 centres that
                                                             are part of the Lautoka Branch are doing really well in their
          At the recent SPBD team building event in Sigatoka, SPBD’s   payments and savings.
         Lautoka Branch was found to be the best performing branch
         so far. How did the branch reach this achievement?    Please explain your role as team leader and what motivates
          The first six months of this year was challenging as we   you to perform your role?
         achieved 70% of our targets, but we managed to help our   This is my first experience as a team leader and for SPBD’s
         members with the benefits provided by the SPBD programme.   Lautoka Branch — and as with every organisation, there are
         We talked with our centre members and assisted them to   targets to achieve. I look after four staff members while working
         get small loans for their businesses. For two years, most of   with them to achieve our targets [among other responsibilities]
         their businesses were forced to close due to the COVID-19   which can be quite challenging. The support I get from my
         pandemic. From last year, we helped them obtain small loans   family motivates me to perform my role. I have an excellent
         and encouraged them to start small businesses. As time went   team and we work well together, which is a great source of
         by, members managed to upgrade their businesses with higher   support for me and overall, it enhances the team dynamics and
         amounts of loans and achieve profits.               creates a highly positive atmosphere for achieving our goals.



        48 Islands Business, September 2023
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